Teacher Education Scholars Forgivable Loan (TES)

Due to budget constraints, no awards will be made to new applicants for the Teacher Education Scholars Forgivable Loan (TES) program for the 2016-17 year.  Only renewal applicants will be offered additional loan funds.

Program Overview

The Teacher Education Scholars Forgivable Loan (TES) program was created during the 2013 Legislative Session to encourage high-achieving high school graduates to pursue a career in teaching.  To the extent of appropriated funds, awards amounting to $15,000 annually will be made to students with a 3.5 GPA and 28 ACT seeking a bachelor’s degree in teacher education at a Mississippi four-year college or university.  The entire loan amount will be forgiven in its entirety for recipients who teach in a Mississippi public school for five full years following degree completion and licensure.

Important Dates

Application dates: October 1 – March 31

Document deadline: April 30

The dates are important as the number of awards and recipients are dependent upon available funds and awards are made on a first-come, first-serve basis.

Eligibility Requirements

  • Enroll in a program of study leading to a Class “A” teacher license.
  • Provide proof of a score of 28 or higher on the ACT during a national test taken prior to enrollment into the education program.
  • Have a 3.5 cumulative high school GPA if an entering freshman or 3.5 cumulative college GPA if a continuing college student.
  • Complete the online application and submit all supporting documentation by the stated deadline (Application deadline – March 31, Supporting document deadline – April 30).

Review the complete program Rules and Regulations: TES Rules and Regulations

Award Amount

Up to $15,000 per year for a maximum of 4 years (8 semesters or 12 trimesters)

Service Obligation

The loan to scholarship service obligation can be discharged on the basis of five (5) years of service for any amount of loan received. Teaching service is defined as being employed as a contracted full-time licensed classroom teacher in a Mississippi public school.

Awarding priorities

The Mississippi Office of Student Financial Aid will make awards on a first-come first-served based upon the level of funding. However, priority is given to renewal applicants who complete the renewal process by the deadlines.

To Apply

  1. Complete the online application by March 31.  This online application must be completed each academic year whether you are a prior recipient or a first-time applicant.
  2. Submit the following supporting documents by April 30:
  • Proof of a score of 28 or higher on the ACT during a national test taken prior to the completion of college coursework. This item may be received directly from ACT.  Applicants will be notified if this document should be submitted separately.
  • Proof of a GPA of 3.5 or higher.  This item may be received directly from the high school counselor or the institution where the student is enrolled.  Applicants will be notified if this document should be submitted separately.

How to Submit Supporting Documents

The TES Award Process

  1. A student submits an application online at www.mississippi.edu/financialaid.
  2. If the student provides an email address requesting electronic communication, the student will immediately receive an email confirmation that the application was successfully submitted. Students requesting paper communication will not receive an application confirmation.
  3. After a couple of business days, the student will be sent communication (either by email or regular mail, based on the student’s preferred method of communication) that contains a state-assigned Personal Identification Number (PIN). The student can use the PIN to log in to his/her student account to check the status of an application or make changes to an application.
  4. Supporting documents that may be needed to complete an application will be listed on the student account. Students should check the student account periodically to determine what documents are needed.
  5. The Office will receive an annual appropriation from the Mississippi Legislature at the end of the annual Legislative Session (typically in late March/early April during 90-day terms or late April /early May during 120-day terms).
  6. If funding is available, the Office will make award offers as soon as possible after receiving an appropriation and completing the internal budget process, but no later than mid-June.
  7. Once award offers are made, to accept an award, the student must sign a Master Contract and Note, which includes the program Rules and Regulations, and sign a Private Loan Self-Certification Form. The contract may be signed electronically, but the self-certification form must be signed with pen and returned in hard-copy.
  8. When the Contract and Self-certification form have been received, the Office will notify the student’s attending institution that the student has been awarded.

How to Submit Supporting Documents