Critical Needs Dyslexia Therapy Forgivable Loan (CNDT)
Critical Needs Dyslexia Therapy Teacher Forgivable Loan (CNDT) are available to students seeking a first master’s degree in Dyslexia Therapy in an approved program of study that is based on the Orton-Gillingham teaching approach. Students must be seeking a class “AA” Mississippi Educator License with a 203 (Dyslexia Therapy) designation. Loans will be made to cover the full cost of tuition, materials and required fees. The loan will forgiven for recipients who serve as dyslexia therapists in a public school/district in Mississippi for one year for every year of funding received. Loan recipients who choose not to fulfill the service obligation will be required to repay the loan in full with interest.
Application dates: January 1 – March 31
Document deadline: April 30
NOTE: Twenty awards per cohort (two cohorts) will be made each aid year. Awards are made to students with COMPLETE applications on a first-come, first-served basis. Applications are considered to be complete only after all supporting documents have been received. Applicants that are not awarded CNDT will be automatically considered for the Graduate Teacher Forgivable Loan (GTS).
You are eligible if all of the following apply:
- You are seeking a first master’s degree in Dyslexia Therapy in an approved program of study that is based on the Orton-Gillingham teaching approach. Currently, the approved program of study is offered at Mississippi College, the University of Southern Mississippi, and William Carey University.
- You have a 3.0 cumulative college GPA. Awards shall be suspended should a recipient fail to maintain a 3.0 cumulative GPA while enrolled in the program.
- You have been accepted for regular enrollment in the approved program of study and enroll full-time (as determined by the attending institution).
- You hold a current valid Class “A” Mississippi Educator License.
Review the complete program Rules and Regulations: CNDT Rules and Regulations
- The annual award amount for full-time students at a Mississippi college or university shall equal the total cost for tuition, materials, and fees.
- CNDT recipients are not eligible for any other state aid but may apply for federal or institutional aid.
Discharge of Loan through Service
CNDT is first and foremost a loan. However, the loan can be discharged on the basis of one year’s service for one year of funding received. A CNDT loan will be forgiven (discharged) for recipients who complete the program of study, obtain the required license, and serve as dyslexia therapists in a public school/district in Mississippi for one year for every year of funding received. Forgivable loan recipients who choose not to fulfill the service obligation will be required to repay the loan in full with interest.
Service may be rendered in any Mississippi public school/district.
- Complete the online application by the application deadline of March 31. The online application must be completed each academic year whether you are a prior recipient or a first-time applicant.
- First-time applicants must submit the following documents to the Mississippi Office of Student Financial Aid, 3825 Ridgewood Road, Jackson, MS 39211. Documents must be RECEIVED, not post-marked, by the published document deadline date of April 30.
- Letter of acceptance for regular enrollment in the approved program of study; and
- Verification that you hold a current valid Class “A” Mississippi Educator License. A SIGNED printout from the online Mississippi Education Licensure Management System (ELMS) will be accepted.
The CNDT Award Process
- A student submits an application online at the State Financial Aid page.
- If the student provides an email address requesting electronic communication, the student will immediately receive an email confirmation that the application was successfully submitted. Students requesting paper communication will not receive an application confirmation.
- After a couple of business days, the student will be sent communication (either by email or regular mail, based on the student’s preferred method of communication) that contains a state-assigned Personal Identification Number (PIN). The student can use the PIN to log in to his/her student account to check the status of an application or make changes to an application.
- Supporting documents that may be needed to complete an application will be listed on the student account. Students should check the student account periodically to determine what documents are needed.
- The Office will receive an annual appropriation from the Mississippi Legislature at the end of the annual Legislative Session (typically in late March/early April during 90-day terms or late April /early May during 120-day terms).
- If funding is available, the Office will make award offers as soon as possible after receiving an appropriation, but no later than mid-June.
- Once award offers are made, to accept an award, the student must participate in Entrance Counseling, sign a Master Contract and Note, which includes the program Rules and Regulations, and sign a Private Loan Self-Certification Form. The contract may be signed electronically, but the self-certification form must be signed with pen and returned in hard-copy.
- When the Entrance Counseling, Contract, and Self-certification form have been received, the Office will notify the student’s attending institution that the student has been awarded.